Self-Certification
Employed & Self-employed
Self-certification mortgages are for people who find it difficult to assess their income using the usual methods adopted by traditional lenders.
Your income may vary from month to month, it may be commission based, bonus based, or seasonal so although your annual income may be sufficient to meet your outgoings it is difficult to prove this every month.
Self certification mortgages are often most suitable for:
Employed & Self-employed
Self-certification mortgages are for people who find it difficult to assess their income using the usual methods adopted by traditional lenders.
Your income may vary from month to month, it may be commission based, bonus based, or seasonal so although your annual income may be sufficient to meet your outgoings it is difficult to prove this every month.
Self certification mortgages are often most suitable for:
- Company directors who receive a low salary but a high dividend income.
- Individuals with more than one job or an additional source of income.
- People with large commission element to their earnings
- Freelance workers.
- Short term contract workers.
- Self-employed with no accounts.
