Talk-Mortgage offers a complete range of investment (BTL) mortgage products.

The mortgage amount is based on:

  1. The rental income that the property will achieve, not the client's income. The lender will expect the rental income to more than cover the monthly mortgage payment usually by 125% -130%. The lender normally expects a minimum client deposit of 15% of the purchase price.
  2. The clients' status. If you have a poor credit history lenders are discouraged to lend. However Talk-Mortgage have access to specialist lenders who will consider your circumstances.

Talk Mortgage offers mortgage products, interest only or repayment:

See if it works for you

Contact us on 0800 043 0829

For a quote regarding buying to let fill out the form below.

For a full quote click here.
Buy to Let

First Name:
Surname:
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Are you? Employed
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Present Lender:
Mortgage Required : £
Value of Property: £
 
specialist mortgage brokers for clients with credit history problems and/or whose income is difficult to prove
Buy to let

Why buy a property to let it?

Is it a good idea?

The answer is that lots of people think so; it has become an increasingly popular way of investing.

Some people think that it is simply a new pension that they will gain a monthly rent and the property will increase in value as time goes by.

The answer to that is:
  1. It is not a guaranteed pension.
  2. Historically, property prices have increased but this does not guarantee that this will continue in the future.
  3. It can be hard work and again it can be very financially rewarding if you buy the right property in the right area.



  
 
Think carefully before securing other debt against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage. 
The overall cost comparison is 7.2% APR.
The actual rate will depend upon your circumstances.
Please ask for a personalised illustration. A fee up to 1% may be charged for securing your loan.
Early repayment charges may be applicable.